Terms & Conditions


We hope that our website will help you to make more informed decisions about investing in property. However, information and calculators on this site are not intended to be your only source of information when you are making a financial decision. Rather, they should be treated as a guide only. Please use our tools and information as a starting point and then seek professional advice.

No warranty or liability

We make every effort to ensure that, at the time of publishing, our information is accurate and the calculators are reliable. However, neither OPES Partners Limited nor any of its employees make any express or implied representations or give any warranties regarding the material or facilities contained or referred to in this site, and we accept no liability for:

  1. any loss or damage whatsoever which may arise in any way out of the use of any of the material or facilities
  2. any errors in or omissions from the material or facilities, or
  3. the accuracy of any information obtained through use of this site.

We cannot guarantee that our website will always be accessible or free of errors.

Calculator results are not exact

Our tools and calculators give ballpark figures only – they are not exact. The assumptions in the calculators may not always hold true or be relevant to your particular situation.

Privacy Policy

All discussions and information shared with OPES are subject to the Privacy Act 1993. We will not share any information (including but not limited to your contact information) with any third party without prior written approval from you to do so.

You are entitled to access and correct any information we hold about you at any time upon request.

Legal and accounting advice

Any discussions on legal and accounting issues does not replace advice from professionally qualified specialist advisers (solicitors and accountants). We recommend that you obtain such independent and specialist advice.